Yes, yes, my life is boring, there is nothing to comment about.

More on to the whole health care crisis and how the White House cares so little for the little guys. This I gotta say about Starbucks, they had a lot better health insurance. Borders actually has the same insurance company, but they only offer that to the full-timers. For the part-timers, like me, they offer the cheapo-plan. They offer different plan levels, but the cheapest one is still $29/month and the benefits are so low that if I had to go to the hospital, I would come out of there with a huge bill still (last I checked, hospital stays were more than $100 per day). Basically, it would only be good for discounts on prescription drugs and for doctor's visits (I wouldn't even know if it covered labs or x-rays). Sigh. I gotta wonder... that $29 per month could pay for a lot of things....

So here I am moaning about whether or not I could even afford the premiums on the el-crappo-plan, and the White House's solution is, take even more money out of my meager paycheck and put it in a non-taxable savings account, which I don't even think I'll use much because of the cost of care would be so expensive that I wouldn't even go to the doctor, and even if I did, it certainly wouldn't be enough to cover my co-pay. Cuz if I had that much money in the first place, then I wouldn't need to get el-crappo-plan anyway! Sigh.

So is $29 per month worth it (technically it's $7.25 per week, so some months would be $36.25) just to get a discount on prescriptions and to go to the doctor for $15 (and possibly pay for $50 plus 20% of labs and x-rays)? I could go to the low-income clinics and pay just $15 for a visit. They wouldn't help me out in emergencies and hospital stays, but then, this insurance plan wouldn't help much, either. (Or I could pay $53 per month for the plan that would be decent for minor emergencies, or $81 per month for a plan that would be decent for a major, short-term emergency.) All in all, the plans suck. Which isn't surprising since plans for part-timers rarely don't suck.

So what to do? Is having crappy insurance better than having no insurance?